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Terms and Conditions

Last Updated on July 18, 2025 3:47:40 PM by Vivek Makwana

Terms and Conditions for Paiso Ka Gyan

Welcome to Paiso Ka Gyan, accessible at https://www.paisokagyan.com. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using Paiso Ka Gyan, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website.

In these Terms, “You” and “Your” refer to the user of the website, and “We,” “Us,” “Our,” or “Paiso Ka Gyan” refer to the operators of Paiso Ka Gyan. All terms refer to the offer, acceptance, and consideration necessary to provide our services in accordance with applicable laws.

1. Use of Cookies

Paiso Ka Gyan uses cookies and other tracking technologies to enhance functionality, improve user experience, and serve personalized advertisements, as detailed in our Privacy Policy (https://www.paisokagyan.com/privacy-policy). By using our website, you consent to the use of cookies in accordance with our Privacy Policy.

For users in the European Economic Area (EEA), we obtain explicit consent for non-essential cookies (e.g., those used for personalized advertising) via a cookie consent banner displayed upon your first visit. You can manage your cookie preferences at any time via the cookie settings link in our website footer.

2. Advertising

Paiso Ka Gyan uses Google AdSense to serve advertisements on our website. By using our website, you agree to the use of cookies and other tracking technologies for personalized advertising, as outlined in our Privacy Policy. You may opt out of personalized ads through Google’s Ads Settings (https://adssettings.google.com) or other opt-out mechanisms listed in our Privacy Policy.

3. Prohibited Activities

You agree not to engage in any activities that violate these Terms, our Privacy Policy, or Google’s Program Policies, including but not limited to:

  • Clicking on your own advertisements or encouraging others to click on ads displayed on Paiso Ka Gyan.
  • Using automated tools, bots, or other methods to generate invalid ad impressions or clicks.
  • Posting or sharing content that is misleading, defamatory, hateful, discriminatory, or promotes illegal activities.
  • Attempting to interfere with the operation of our website, including its advertisements, servers, or networks.
  • Engaging in any activity that violates applicable laws or regulations.

Violation of these prohibitions may result in termination of your access to the website and potential reporting to our advertising partners, including Google AdSense.

4. Intellectual Property

Unless otherwise stated, Paiso Ka Gyan and/or its licensors own all intellectual property rights for content on the website, including text, images, and other materials. All rights are reserved. You may access this content for personal, non-commercial use, subject to the following restrictions:

  • You must not republish, sell, rent, sub-license, reproduce, duplicate, copy, or redistribute content from Paiso Ka Gyan without prior written permission.
  • You must not use our content for commercial purposes or in a way that violates these Terms.

5. User-Generated Content (Comments)

Paiso Ka Gyan may allow users to post comments or other content in designated areas of the website. We do not filter, edit, or review comments prior to their posting, and they do not reflect the views or opinions of Paiso Ka Gyan, its agents, or affiliates. Comments reflect the views of the person posting them.

You warrant that:

  • You are entitled to post comments and have all necessary licenses and consents.
  • Your comments do not infringe on any intellectual property rights, including copyright, patent, or trademark of any third party.
  • Your comments are not defamatory, libelous, offensive, indecent, or unlawful, nor do they invade privacy or promote illegal activities.
  • Your comments will not be used to solicit or promote business, commercial activities, or unlawful behavior.

You grant Paiso Ka Gyan a non-exclusive, worldwide, royalty-free license to use, reproduce, edit, and authorize others to use and edit your comments in any form or media. We reserve the right to monitor and remove any comments that violate these Terms, Google’s Program Policies, or applicable laws.

6. Financial Information Disclaimer

The content on Paiso Ka Gyan is provided for informational and educational purposes only and does not constitute professional financial, investment, or legal advice. You should consult a qualified financial advisor or professional before making any financial decisions based on our content. Paiso Ka Gyan is not responsible for any losses, damages, or consequences resulting from actions taken based on our content.

7. Hyperlinking to Our Content

The following organizations may link to our website without prior written approval:

  • Government agencies
  • Search engines
  • News organizations
  • Online directory distributors
  • System-wide accredited businesses (except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups)

Links must not be deceptive, falsely imply sponsorship or endorsement, or misrepresent the relationship with Paiso Ka Gyan. We may approve link requests from other organizations, such as consumer/business information sources, community sites, charities, or educational institutions, if:

  • The link does not reflect unfavorably on Paiso Ka Gyan.
  • The organization has no negative records with us.
  • The link provides general resource information and fits the context of the linking site.

To request approval, contact us at info@paisokagyan.com with your name, organization, contact information, and the URLs involved. Allow 2-3 weeks for a response.

Approved organizations may link to our website using our corporate name, the URL, or a description that makes sense in context. No use of Paiso Ka Gyan’s logo or artwork is permitted without a trademark license agreement.

8. iFrames

Without prior written approval, you may not create frames around our webpages that alter the visual presentation or appearance of our website.

9. Content Liability

We are not responsible for content appearing on your website or for claims arising from links to our website. You agree to protect and defend Paiso Ka Gyan against any claims arising from your website. No links should appear on any website that may be interpreted as libelous, obscene, criminal, or that infringes or advocates the infringement of third-party rights.

10. Reservation of Rights

We reserve the right to request the removal of any links to our website. You agree to remove such links immediately upon request. We may amend these Terms or our linking policy at any time, and continued linking to our website constitutes agreement to the updated Terms.

If you find any link on our website offensive, contact us at info@paisokagyan.com. We will consider requests to remove links but are not obligated to do so or respond directly.

11. Disclaimer

To the maximum extent permitted by law, we exclude all representations, warranties, and conditions related to our website and its use, including but not limited to:

  • The accuracy, completeness, or availability of information on Paiso Ka Gyan.
  • Liability for loss or damage arising from the use of our website, provided free of charge.

We strive to ensure the accuracy of our content but recommend verifying financial information with qualified professionals. Nothing in this disclaimer will:

  • Limit or exclude liability for death or personal injury.
  • Limit or exclude liability for fraud or fraudulent misrepresentation.
  • Limit liabilities in any way not permitted under applicable law.
  • Exclude liabilities that cannot be excluded under applicable law.

12. United States Legal Compliance

You represent and warrant that:

  • You are not located in a country subject to a United States government embargo or designated as a “terrorist supporting” country.
  • You are not listed on any United States government list of prohibited or restricted parties.

Our use of Google AdSense complies with all applicable sanctions and trade restrictions, and we may restrict access to comply with legal obligations.

13. European Union (EU) Users

If you are an EU consumer, you benefit from any mandatory provisions of the law of the country in which you reside, including rights under the General Data Protection Regulation (GDPR), as outlined in our Privacy Policy.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of India, except where mandatory provisions of your local laws apply (e.g., GDPR for EU residents or CCPA/CPRA for California residents). Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in [Gujarat, India], unless otherwise required by applicable law.

15. Severability and Waiver

Severability: If any provision of these Terms is found to be unenforceable or invalid, it will be modified to achieve its objectives to the extent possible, and the remaining provisions will remain in effect.

Waiver: Failure to exercise a right or require performance under these Terms does not affect our ability to exercise such rights later, nor does a waiver of a breach constitute a waiver of subsequent breaches.

16. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. Updates will be posted on this page with an updated “Last Modified” date. Continued use of the website constitutes acceptance of the revised Terms.

17. Contact Us

For questions or concerns about these Terms, please contact us:

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