Privacy Policy

Last Updated on July 18, 2025 3:46:38 PM by Vivek Makwana

Privacy Policy for Paiso Ka Gyan

At Paiso Ka Gyan, accessible from https://www.paisokagyan.com, the privacy of our visitors is a top priority. This Privacy Policy outlines the types of information we collect, how we use it, and how we protect it. This policy applies only to our online activities and is valid for visitors to our website with regard to the information shared and/or collected on Paiso Ka Gyan. It does not apply to information collected offline or via channels other than this website.

Table of Contents

For questions or additional information about our Privacy Policy, please contact us:

📧 Email: info@paisokagyan.com
🌐 Contact Page: https://paisokagyan.com/contact-us/

YMYL Policy

At Paiso Ka Gyan (https://www.paisokagyan.com), we are committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your personal information. As a finance blog adhering to Google’s “Your Money or Your Life” (YMYL) standards, our data practices support the trustworthiness and reliability required for providing informational financial content. This Privacy Policy outlines our practices in compliance with applicable laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and Children’s Online Privacy Protection Act (COPPA).

Information We Collect

We collect information to provide a better user experience, deliver personalized advertisements, and analyze website performance. The information we collect includes:

1. Automatically Collected Information

When you visit our website, we may collect certain information automatically through technologies such as:

Log Files: These include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamps, referring/exit pages, and the number of clicks. This data is not linked to personally identifiable information and is used to analyze trends, administer the site, track user movement, and gather demographic information.
Cookies and Web Beacons: We use first-party and third-party cookies, including session cookies (which expire when you close your browser) and persistent cookies (which remain until deleted or expired). These are used for analytics, advertising, and functionality (e.g., remembering user preferences). Web beacons help us manage ads and analyze traffic.
Device and Location Data: We and our third-party partners, including Google AdSense, may collect device-specific information (e.g., device type, operating system, unique device identifiers) and location information (derived from your IP address) to optimize content and advertisements.

2. Information You Provide

If you interact with forms or financial tools on our website (e.g., financial calculators or contact forms), we may collect information you voluntarily provide, such as your name, email address, or other details. This information is used solely to provide the requested service and is not shared with third parties except as necessary to fulfill the service or as disclosed in this policy.

How We Use Your Information

We use the collected information for the following purposes:

To improve and personalize your experience on our website.
To deliver and manage advertisements through trusted partners like Google AdSense.
To analyze website usage and trends to enhance content and functionality.
To respond to your inquiries or provide services you request.
To comply with legal obligations, such as GDPR, CCPA/CPRA, and international sanctions laws.

Cookies and Tracking Technologies

Paiso Ka Gyan uses cookies, web beacons, and other tracking technologies to enhance user experience and serve personalized ads. Cookies store information about your preferences and the pages you visit, allowing us to customize content based on your browser type or other information.

Google AdSense and DART Cookies

Paiso Ka Gyan uses Google AdSense to serve advertisements on our website. Google, as a third-party vendor, uses cookies, including DART cookies, to deliver ads based on your visits to our site and other websites. These cookies enable personalized advertising and measure ad performance.

You can opt out of personalized advertising by visiting:

Google’s Ads Settings: https://adssettings.google.com
Network Advertising Initiative: http://www.networkadvertising.org/choices/
Digital Advertising Alliance: http://www.aboutads.info/choices/

You can also disable cookies through your browser settings. For more information on cookie management, refer to your browser’s help documentation.

Cookie Consent for EU Users

For users in the European Economic Area (EEA), we obtain your consent for non-essential cookies (e.g., those used for personalized advertising) through a cookie consent banner displayed upon your first visit to our website. You can manage your cookie preferences at any time via the cookie settings link in our website footer.

Third-Party Data Collection and Sharing

Third-party ad servers, including Google AdSense, use technologies like cookies, JavaScript, and web beacons in their advertisements and links on Paiso Ka Gyan. These technologies automatically collect your IP address and other data to:

Serve personalized ads based on your browsing history.
Measure the effectiveness of advertising campaigns.
Improve website functionality and user experience.

Data collected via these technologies may be shared with third parties, including Google AdSense, for the purposes outlined above. Paiso Ka Gyan has no access to or control over cookies used by third-party advertisers.

We recommend consulting the privacy policies of our advertising partners for detailed information on their practices and opt-out options. For Google AdSense, visit: https://policies.google.com/technologies/ads

Children’s Privacy Policy (COPPA Compliance)

Paiso Ka Gyan is committed to complying with the Children’s Online Privacy Protection Act (COPPA), a U.S. law designed to protect the online privacy of children under 13.

No Intentional Data Collection from Children: Our website and content are intended for a general audience and are not targeted toward children under 13. We do not knowingly collect or solicit personal information from children under 13. If you are under 13, please do not use this website or provide any personal information.
Parental Involvement: We encourage parents and guardians to monitor their children’s online activity. If you believe your child under 13 has provided personal information without your consent, please contact us at info@paisokagyan.com, and we will promptly remove such information.
Educational Content Notice: Our financial and educational content is designed for individuals aged 13 and older, particularly those interested in financial literacy, investing, and money management.

GDPR Compliance (European Economic Area)

If you are a resident of the European Economic Area (EEA), you have the following rights under the General Data Protection Regulation (GDPR):

Access: Request access to your personal data.
Rectification: Correct inaccurate data.
Deletion: Request deletion of your personal data.
Restriction: Restrict processing of your data.
Objection: Object to processing of your data.
Data Portability: Receive your data in a portable format.

To exercise these rights, contact us at info@paisokagyan.com. We will respond within the legally required timeframe.

CCPA/CPRA Compliance (California Residents)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

Right to Know: Request details about the categories and specific pieces of personal information we collect, the sources, purposes, and third parties with whom we share it.
Right to Delete: Request deletion of your personal information, subject to certain exceptions (e.g., legal obligations).
Right to Correct: Request correction of inaccurate personal information.
Right to Opt-Out of Sale or Sharing: We do not sell personal data for monetary value. However, certain data sharing for advertising (e.g., via Google AdSense) may be considered a “sale” under CPRA. You can opt out of such sharing by contacting us.
Right to Non-Discrimination: You will not face discriminatory treatment for exercising your rights.

To submit a request, contact us at info@paisokagyan.com. You may also designate an authorized agent to submit requests on your behalf, subject to identity verification. We retain personal information only as long as necessary for the purposes outlined in this policy or as required by law.

Spam Policy

Paiso Ka Gyan adheres to Google’s Webmaster Guidelines and Web Search Spam Policies to ensure a clean, safe, and high-quality experience. We prohibit:

Cloaking or sneaky redirects.
Hidden text or links.
Keyword stuffing.
Participation in link schemes.
Spammy structured markup.

If you notice suspicious or spammy behavior, contact us at info@paisokagyan.com.

Abusive Experiences Policy

We comply with Google’s Abusive Experiences Guidelines and prohibit:

Misleading navigation (e.g., fake buttons or deceptive ads).
Auto-redirects without user action.
Unexpected downloads without consent.
Malicious ads or aggressive pop-ups.
Pop-ups that prevent browsing.

We use tools like Google Search Console and Ad Experience Report to ensure compliance. Report issues to info@paisokagyan.com.

Malware and Unwanted Software Policy

We maintain a malware-free environment in compliance with Google’s Malware and Unwanted Software Policies:

We do not host or link to malicious software or harmful downloads.
We avoid unwanted software that misleads users, performs unauthorized actions, or alters settings without consent.
We use regular security scans, HTTPS encryption, and trusted ad networks like Google AdSense.

Report suspicious activity to info@paisokagyan.com.

Authorized Inventory Policy

We follow Google’s Authorized Digital Sellers (ads.txt) initiative to ensure transparent advertising:

Our ads.txt file (https://www.paisokagyan.com/ads.txt) lists all authorized ad platforms, including Google AdSense.
We monitor ad placements to ensure quality and relevance.

For advertising inquiries, contact info@paisokagyan.com.

Sanctions Compliance Policy

Paiso Ka Gyan complies with all applicable economic sanctions and trade restrictions, including those imposed by the United Nations, United States (OFAC), European Union, and other jurisdictions. We do not engage with individuals, entities, or countries subject to sanctions, including those listed by OFAC or the EU. Our use of Google AdSense adheres to these regulations, and we may restrict access to comply with legal obligations.

For questions about sanctions compliance, contact info@paisokagyan.com.

Consent

By using our website, you consent to this Privacy Policy and agree to its Terms and Conditions.

Updates to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. Updates will be posted on this page, with the “Last Updated” date revised accordingly. Please check this page periodically for changes.